Compare after-tax salary and real purchasing power across global cities

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USD to JPY salary comparison

What a $120,000 salary in San Francisco is worth in Tokyo?

After income tax and social contributions, $120,000 gross leaves $83,864 in San Francisco. The same gross salary, converted at today's rate, is ¥18,899,325 in Tokyo, where take-home is ¥12,331,325 and annual savings after typical living costs reach ¥9,151,325. Once local price levels are taken into account, that pay buys about 79% more in Tokyo than in San Francisco.

Click any card's field to set that city and figure as the benchmark. Every card starts from the same pre-tax salary. Purchasing power re-prices it at San Francisco's cost of living, so a figure above the gross means local prices are lower than San Francisco's.

San Francisco

United States · USD

1 USD = 1.000 USD

Gross / yr
Anchor
Tax: 30.1%
$6,989 / mo
38.5% rate
$2,689 / mo
= Gross
Gross Income QuantileTop 49%

Scaled: BLS Q3 2026 × ACS 2025 SF median · p99 modeled

Monthly Cashflow Allocation$6,989 net
$2,689Net Savings
$4,300Rent & Living
$3,011Tax & Social
City Perks
401(k) Match
Liquid RSUs
Full Health PPO
Tech Network
HSA / FSA
No Non-Compete
8wk Paid Family
Pre-Tax Commute
Paid Sick Leave

Tokyo

Japan · JPY

1 USD = 157.5 JPY

Gross / yr
Tax: 34.8%
¥1,027,610 / mo
74.2% rate
¥762,610 / mo
+79.1% vs Anchor
Gross Income QuantileTop 1%

Scaled: MHLW 2025 × Tokyo mean 1.23 · p99 modeled

Monthly Cashflow Allocation¥1,027,610 net
¥762,610Net Savings
¥265,000Rent & Living
¥547,333Tax & Social
City Perks
70% Health Cover
Rail Pass Paid
0.3% Mortgage
Very Low Crime
Company Housing
Family Allowance
Bi-Annual Bonus
50% Social Ins.

Related salary comparisons

City: United States · Japan. Estimates use published tax schedules, World Bank purchasing power parities, and daily FX rates.